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How to Add an Account in the PocketPlan Mobile App (Step-by-Step Guide)
PocketPlan allows users to securely add bank, brokerage, and retirement accounts within the mobile app to generate an accurate, real-time Retirement Score and personalized retirement projections. By using encrypted connections through trusted financial data providers like Plaid and Yodlee, PocketPlan links to thousands of financial institutions while maintaining strict read-only access. The app does not store login credentials—data is tokenized and protected with bank-level security protocols. This secure account-linking process enables automated balance tracking, retirement forecasting, and financial insights without allowing money transfers or account management actions.
Why Linking Your Accounts Is Important
Follow these simple steps inside the mobile app:
1️⃣ Go to the Accounts Section
Open the PocketPlan app and navigate to the “Accounts” or “Connections” tab. This is usually available in the main navigation menu.
2️⃣ Tap “Add Account”
Select “Add Account” to begin the secure linking process.
This will launch a trusted third-party financial data provider such as:
Plaid
Yodlee
These providers connect securely to thousands of financial institutions worldwide.
3️⃣ Search for Your Financial Institution
Use the search bar to find your bank or investment provider, such as:
Fidelity Investments
JPMorgan Chase
Vanguard
4️⃣ Enter Your Login Credentials
You will be securely redirected to your financial institution’s login portal.
Important:
PocketPlan does not store your login credentials
Credentials are encrypted and tokenized
Access is strictly read-only
5️⃣ Authorize and Select Accounts
After authentication, select the specific accounts you want to connect:
Checking accounts
Savings accounts
Brokerage accounts
401(k) plans
Retirement portfolios
Once connected, your data will sync automatically.
Security & Privacy Protection
PocketPlan prioritizes data security:
Bank-level encryption
Secure API connections
Tokenized credential access
No money movement capability
Read-only financial visibility
Your financial institution may require Two-Factor Authentication (2FA) during the linking process. This may involve:
SMS verification code
Email verification
Authentication app confirmation
Troubleshooting Account Linking Issues
🔹 Two-Factor Authentication (2FA)
If prompted, complete the security verification required by your bank.
🔹 Incorrect Credentials
Double-check your username and password.
🔹 Institution Not Found
Try searching using the official institution name.
🔹 Connection Errors
Remove the failed connection attempt and retry the process.
If problems persist, contact PocketPlan support.
Frequently Asked Questions
❓ Is it safe to link my bank account to PocketPlan?
Yes. PocketPlan uses encrypted, secure third-party providers like Plaid and Yodlee. All connections are read-only, and the app cannot move your money.
❓ Does PocketPlan store my banking password?
No. Your credentials are encrypted and tokenized by the secure aggregation provider. PocketPlan does not store login details.
❓ Why do I need to connect my accounts?
Connecting accounts allows PocketPlan to calculate an accurate Retirement Score and generate real-time financial projections.
❓ What happens if my bank requires 2FA?
You will be prompted to complete SMS or app-based authentication during the linking process.
❓ Can PocketPlan withdraw or transfer money?
No. All connections are read-only and cannot initiate transactions.
PocketPlan allows users to securely connect bank, brokerage, and retirement accounts using encrypted third-party services like Plaid or Yodlee. The connection process is read-only and enables real-time financial tracking, Retirement Score calculation, and personalized retirement projections. Two-factor authentication may be required depending on your financial institution.
